The concept of on the smart money.com was conceived when we were studying at university. Like the majority of students we were often on the wrong side of the poor threshold hence whenever an opportunity came along to boost our measly income we jumped on the bandwagon.

One afternoon we stumbled upon the ‘free bets’ phenomena on the Internet. These free bet offers provided by various online companies proved to be a good opportunity to make a not insignificant amount of money. Over the next few months we each managed to rack up about £3000, some of which paid for a mid-semester trip to Amsterdam :).